The Unwatchable Movie Challenge

Over Labor Day weekend my best friend from California came back to visit. Kyle “MickeyC” McCarley drove straight through from L.A. to Hutchinson with his two roomies, Heather and Arazi. It was a nice weekend. Little sleep, but non-stop good times.

I know I miss the guy when he’s off doing his thing half a country away, but never do I realize exactly how much until we are reunited. A good friend of mine, Lauren, refers to us as the “Moron Twins.” Not as an insult per say, but more as a reference to the sheer stupidity that ensues from us reuniting. We get a overly excited and revert in age and maturity when around each other. Spending time with Kyle is always a highlight of my year.

Since Kyle decided to pay a surprise visit, I had already made plans to go to the Starlite Drive-In on Sunday evening. Despite my attempts to persuade him into going, he refused. He refused on the grounds that the movies we would be seeing were not worth the money to get in. Now I’m not here to debate whether the price to see G-Force, Aliens in the Attic, and G.I. Joe was worth it or not. My motto has always been, “I’ll watch anything.” Now I’m not sure if that’s really a motto or just something I say now and then, because outside of movies, I won’t watch anything. That’d be gross and awkward.

Kyle asked me just before I left to meet up with Carissa and Candace’s family and indulge in a triple featured evening, “Why would you pay to see those movies?”
To which I explained, “It’s ten bucks a carload, so it’s only like two dollars to see three movies. That’s a really good deal.”
“I don’t know about that. Those movies are going to be crap, I wouldn’t watch them for free,” Kyle quipped.
I understood where he was coming from, I wasn’t exactly expecting these movies to be anything more than cheap laughs and eye candy, “You know me though, I’ll watch anything.”
"You’ve always been like that. I don’t get it. I’m going to find a movie you won’t watch,” Kyle threatened.
"Alright, good luck. I doubt you could find one,” I baited him.
"I’ll take that action!” Dustin who had remained quiet for most of this argument chimed in.
"It’s an official challenge then,” stated Kyle, who’s mind began to whir with memories of poorly developed films.
I decided to amend the proposal slightly, “Alright, but before I agree to this, anything you challenge me to sit through, you have to sit through it with me. So remember that you have to watch it too.”
"Deal,” Kyle quickly signed up.
"Fine,” Dustin said as he jumped up from his chair. He reached out to shake hands to signify a deal had been confirmed.
"A gentlemen’s agreement. Huzzah!” We all exclaimed in unison. A pact had been made that day. An evil deal that would only lead us down a path of destruction. For we had all three just willingly signed on to sift through hours upon hours of offensive, poorly made, badly written, horrible movies.

So the challenge is on. Will Dustin and Kyle find a movie that I will refuse to sit through? Will our minds rot from the garbage we will surely be feeding it? Can The Erik outlast the challengers in their own movie choices? All this and more on the next exciting episode of “As The Donut Gyrates.”

Feel free to help out the boys and post suggestions of your favorite “Bad Movies.” Only these two chuckleheads can issue a challenge, but they are going to need all the help they can get.

Also, while I would never call this a “Bad Movie,” unlike the majority of the film going public, Howard the Duck is playing at the Palace this weekend for their Cult Movie series. If anyone wants to see this magical 1986 Marvel Comic-based film, let me know. I will go to every single showing if I have friends to go with.

Palace West Theatre Presents
A CULT FILM SERIES
Shows play every Friday & Saturday between 9:00-10pm and 11:30-Midnight. With a new film each week through Dec. 5th
TICKETS ARE ONLY $2.50!
For showtimes call 691-9700
http://www.palacemovies.com/showtimes/new_cult.pdf
http://www.palacemovies.com
Proof of age is required

September 25th & 26th

Keep looking to the skies, true believers!
-- "The Erik" Sanburn

My Money, We Hardly Knew Ye.

As I mentioned in yesterday's post, I will be spending some time delving into why I picked each of those resolutions. Rather than conventionally starting at the top of the list, I'm going to cover items 2 and 3 first.
"WHAT! How can he not start at the top of the list!? What madness is this?"
"Madness? THIS IS MY BLOG!"
...

Well, I've definitely seen more humorous references to the movie 300 and that so often quoted line. Actually, looking back a paragraph, that joke is very contrived and illogical. Why does a blog about my budget need a 300 reference? I don't know. Don't look at me.

Regardless of the validity of the movie reference, I'm here to discuss my budget. At the beginning of every year, I set a monthly budget for spending. I have been doing this as far back as I can remember. Which is about 3 days, which conveniently is when I started setting a monthly budget. How's that for a crazy random happenstance!?

I'm hoping that budgeting will, if nothing else, make me aware of how badly misappropriated my hard earned money has been.
Article no. 2 of the aforementioned resolution list states, "I will eat out less." This item will have impacts on Article no. 1 and Article no. 3 on said aforementioned resolution list. I will get to Article no. 1 at a later date. I will be discussing the impact on Article no. 3, which states, "I will alleviate myself from much debt."
Fast food and restaurants can have an impact on your weight if you don't monitor your intake, and they have an impact on your wallet if you don't watch the outtake.
I recently reviewed my financial analysis for the 2008 fiscal year.

(I do this because I crave knowledge and like a true nerd, numbers give me thrills, but also because Bank of America provides this online for free.)

After reviewing this analysis for the year of 2008, I realized that I had spent a whopping $1817.10 eating at restaurants and fast food. $1817!! I can't even imagine how much food that provided. However, a good chunk of that was eating with my girlfriend, Stef, which means I paid for two and ate for one. So at least I didn't engorge myself as much as that number makes me think. I know that there is alot of Chinese buffets included in that number, as well as a good portion of Old Chicago in Wichita. Also the other insane bit is that the $1817 only counts for purchases made with my debit or credit card. Cash is not accounted for, and I know I spent alot with cash as well. Moral of the story... I eat out way too frickin' much!

It's just easier sometimes. However, when I think of that number, I realize change must be made. The other nifty thing about my financial report is that it constantly keeps tabs on my net worth. My current networth... embarrassing as it is... -$22,315.66. Ouch!

However, that includes the little bit of money in my savings and checking, (it's right before payday so the till is almost dry) as well as taking into account my brand new 2008 Chevy Aveo car loan for $14,500, and about $6,000 in student loan debt that I irresponsibly avoided for 2 years before attempting to make payments. I have another $500 loan out, as well as the credit card debt which is about $2000.

I know, I know... it's not a good place to be for a 22 year old college dropout. Believe me, I know. I'm actively fighting this debt though. As 2008 closed its doors, I closed a 4 year old outstanding credit card bill. So now I have $1200 less debt, and they will stop dragging my credit score down.

That is a different credit card than the one I currently owe on through Bank of America. It was some small company I've never heard of called Clout Financial. They gave me the card and I activated it and never used it. There was a $500 credit limit. No big deal right? Well, after I dropped out of college and drifted from job to job, I used the card to buy gas once or twice and bought some food with it now and then. I decided not to spend any more on the card since I wasn't earning anything to pay off the money I was spending. Well, then I lost track of where to send my payments, I moved like 4 or 5 times, and they lost track of me. Then that card sat there and late payments and overage fees stacked up to about $1200, they sold the debt. Several companies owned the debt since 2005, and now and then one would track me down. I would send them money, and the checks would come back, because the debt had already been passed on. However, last November we finally found eachother and I agreed to pay it off by the end of the year and they reduced it to a clean $900. It's all taken care of now and it feels good to have that burden off of my shoulders.

Back to the topic of my budget. -$22K seems like alot, well, because it is alot. However, as of about six to nine months ago it was in excess of -$27K, so I'm obviously making some great progress. Throughout 2009, I intend on greatly reducing my student loan debt, which is the other dark spot on my credit score. I'm paid ahead so much that my next payment isn't actually due until May 20th... of 2010.

Now, I may have a daunting task ahead of me with this debt. I created this problem for myself and am paying for my misdeeds and irresponsibilities. However, I am nearing financial stability and have allocated funds for fun and entertainment. I also will be returning to the ZLB Plasma center to start donating on a regular basis again. At $65 a week, that's an estimated $260/month and $3120/year in cash. Save lives, get cash... I'm a regular superhero!

This also means I will be in Wichita twice a week, Tuesdays and Fridays, so if anyone is in or around Wichita some night, we'll go hit up the Palace West theater for $2.50 movie tickets! My favorite theater in Wichita. I should get paid for that advertisement...

Budget Goals for 2009: Reduce spending on dining out and re-allocate funds to paying off debt. Let's hope for the best, obviously I got a lot of work ahead of me.

Keep looking to the skies, true believers!

-- "The Erik" Sanburn